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Lines are helpful.

They provide demarcation, identification and protection. Basketball won’t be as fun if there are no demarcation lines. Maps won’t be helpful if you can’t identify where you are and where you’re heading. They also provide protection for if you are in a construction zone, they will keep you from falling into a ditch.

But there are lines that you can afford to cross. However, there are those that will cost you everything.

Crossing the outside lines of a basketball can only cost you a turnover. But crossing enemy lines during war can cost you your life.

1 Timothy 6:6 says that “godliness with content is great gain.”
There is a fine line between contentment and greed.

Experts tell us that an average person thinks about money 50% of his or her waking time – how to keep it, save it, spend it, invest it, take care of it.

Money is not evil in and of itself. In fact, Proverbs 8:21 says, “Those who love me inherit wealth. I will fill their treasuries.”

Wealth is as neutral as a knife. Knives are helpful in the kitchen and in the jungle. But when used to hurt or inflict bodily harm, that’s when it becomes dangerous.

Wealth is not related to how much we have; it’s related to whether we are content with what we have.

Here are a few ways we can determine if we the love of money which is the root off all kinds of evil (1 Timothy 6:10) is creeping in:

1. When we spend more time thinking of how to get more money than how to do a better job at work.

When we are more consumed with getting more of it than doing a better job at work to give glory to God, then we run into major bumps.

2. When we feel that we never have enough.

Buying and spending are legit. We need food on the table, clothes on our back and roofs over our heads. But when it reaches to a point when we are always dissatisfied and our desires become insatiable, the love of money may be creeping in.

3. When we flaunt it.

Love for money creeps in when we get joy out of wearing, driving, living, showing what we have.

4. When we resent giving it.

All that we have is by the grace of God. Grace is getting what we don’t deserve. Therefore, all that is in our hands are really not ours. He owns them all. Giving to God is not giving but giving back. Giving back communicates that what we have is really not ours in the first place.

5. When we sin to obtain it.

Being dishonest on our Income Tax, manipulating numbers in our expense account, logging in the wrong numbers and taking advantage of other people’s ignorance are some of the indicators that the love of money is creeping in.

Paul tells Timothy to “take hold of the eternal life to which you were called” (1 Timothy 6:12). In effect, he is saying to not lose sight of the eternal perspective.

This life isn’t all that there is.

Jesus died on the cross to set us free from the world’s enslavement. Don’t go back there again. In fact, Paul reminds the church in Colossae to ‘set your hearts on things above not on earthly things’. Jesus has set us free. We are no longer bound by these.



Money has the potential to destroy both human and divine relationships.

I read an article last week about a research that says nearly 80% of couples in their 20’s divorce primarily because of money.

A few days after that, I read another article talking about a poll that was made that 1 out of 5 guys would rather have an iPhone 6 than a girlfriend.

Jesus said, “For where your treasure is, there your heart will be also.” (Matthew 6:21) We don’t literally bow down before our resources, money and possessions but they do have the power to take the place of god in our lives.

Jesus said, “You cannot serve both God and money.” (Matthew 6:24). It is interesting to note that He didn’t say “both God and the devil” or “both God and your boyfriend/girlfriend”. Somehow there’s an invisible string that connects our hearts to our wallets.

Right before entering the promised land, Moses reminds the people of God about 3 important things. Because we have a propensity to forget, reminders are critical especially before a major task.


God fed His people with manna, protected them from their enemies, delivered them from the Egyptians, took care of their physical needs like clothing among many other things.

Provision is a non-issue to God. What is more of an issue is our faith. The Israelites could’ve arrived at the promised land in 2 weeks coming from Egypt. But because of unbelief and disobedience, it took them 40 years to get to the promised land.

God is faithful. He is the same yesterday, today and forever. He provided then. And if that is so, He can surely provide today.


God reminds His people through Moses to obey His commands. Obedience comes as a response to what God has done. It was clear that His love for His people was expressed through their deliverance from Egypt. As a result of this covenant of love, the people of God are called to respond in obedience.

We don’t obey to receive favor from God. We obey His commands because we already have been shown favor. Jesus sacrificed Himself on our behalf and because of that, we are empowered to respond in love by obeying His commands.


Moses reminded that people to only worship the Lord their God and not other gods. Worship is Worth-ship. It is ascribing worth and honor to God. He is worthy to be worshipped, not just for what He has done but more so for who He is.

Attached below is a video to explain in length the 3 reminders Moses gave to the people of God… and to us as well.


Ryan, our 7 year old, had a few hundred pesos one time and wanted to buy several toys – from Bey Blade to Action Figures.  He realized he only had a limited budget and was wanting to have more.

My wife, Jenn, tried to explain to Ryan to guard his heart and be watchful because ‘the love of money is the root of all kinds of evil.’ (1 Tim. 6:10)

To this Ryan answered, “That’s why want to spend it all!  I want to get rid of money.”

Kids are too smart these days…

P.S. Our OVERFLOW series has been amazing these past couple of weeks all over the Metro.  In case you missed last weekend’s message because you had an important “appointment” with Manny, you can log on Victory Fort’s Livestream or download podcasts from Victory Pastors Metro wide.


big-spenderPicked up a book by Larry Burkett, a financial guru.  Very interesting stuff.

Here are some of the insights I got.

– The simplest economic principle ever written: “If you don’t overspend, you won’t get in debt.”

– Greater Sucker Theory: “If you’re sucker enough to buy it, there must be a greater sucker around who will pay a higher price.”

– Remember, it’s NOT what you make that generates debt.  It’s what you spend.

– Everybody SHOULD live on a budget.

Early on in the book, he discusses a pretty interesting question: “Who is the bigger spender?  The man or the woman?”

After years of counseling married couples, he has come to the conclusion that majority of spending in marriage is not done by the wife.  Under an impulse, a woman will buy too much food or too many clothes.  Under the same impluse, her husband will buy a new car, a Plasma TV, a newer version of the latest game console, etc.

According to Larry Burkett, men don’t buy often, but when we do, we buy big-ticket items.  (Anyone agrees with that conclusion?)

He then gives 3 quick suggestions to battle impulse buying:

1. Don’t ever buy anything that isn’t budgeted, unless you wait at least 30 days.

2. Get at least 3 different prices on the item within that 30 days.

3. Never have more than 1 item on your impulse list at any time.

What will you find after you do this?  Dr. Burkett says you won’t buy on impulse, because first, before the 30 days are up, you’ll find something else you want more than the first item.  So you’ll scratch the first item off and add your new item.  Then you’ll have to wait another 30 days, and the impulse will pass (usually).

“The naive believes everything but the prudent man considers his steps. (Proverbs 14:15)